Have you experienced telephone fraud?

Telephone fraud is a big problem in America. AARP reports unsolicited calls totaled 29 billion in 2016. Crooks are always on the prowl for potential rip-off opportunities. The Federal Trade Commission found fraud complaints have increased nearly 60 percent since 2010.

Five of the most popular types of fraud are IRS phone scams, computer virus-protection software pop-up capers, fake sheriff fine calls, lottery fraud and credit card cons asking for bank account information. Have you ever been targeted? We'd like your feedback. What tips would you offer to avoid being scammed.