How much are you planning to spend on Black Friday, Small Business Saturday and Cyber Monday?

A growing trend and holiday tradition for Americans is bargain shopping on Black Friday and Small Business Saturday. Both are important to the big box store chains and our local mom and pop stores.

The Better Business Bureau offers shoppers several smart tips. First, set a budget with your shopping list. Secondly, take copies of sales ads and coupons with you as you shop, and always read the fine print. Thirdly, use your smart phone to access the best prices. Fourthly, know the store's return policy. They often vary from store to store. Fifthly, keeping receipts, proof-of-purchase and all original packing are always wise. Sixth, always protect your packages, purses, personal information and regularly check your online statements. Lastly, do your shopping when there is lots of traffic and well before closing time.

What best shopping practices do you follow? We'd like to hear your holiday shopping tips.