(NewsUSA) - A medida que los nacidos durante la explosión de natalidad de la posguerra se jubilan de sus trabajos en índices sin precedentes en los EE. UU., uno tiende a pensar que ellos estarían disfrutando de su tiempo libre con amigos, leyendo el periódico mientras toman café por las mañanas o tomándose vacaciones en enero en algún lugar cálido. Pero muchas de estas personas se encuentran actualmente ante un dilema que pocos prevén para esa etapa de la vida: volver a criar niños. Los censos indican que 2,7 millones de abuelos son responsables del cuidado de sus nietos. Estas nuevas responsabilidades pueden ser gratificantes, pero también causan mucho estrés.
De hecho, hay muchas cosas que pueden generarles estrés a los jubilados; pagar las cuentas con un ingreso fijo, los problemas de salud, el ocuparse de parientes o esposos enfermos, e incluso el ser abuelos. El estrés en exceso puede provocar problemas serios de salud.
"Al estar estresado, el cuerpo libera sustancias como cortisol y adrenalina que afectan a todos los órganos y que provocan tensión en los músculos, secreción de insulina y un aumento del ritmo cardíaco", señaló Arthur Hayward, médico geriatra y Jefe del cuerpo de médicos del Instituto para el Cuidado de Ancianos de Kaiser Permanente.
"No es posible evitar el estrés, pero manejarlo puede ayudarlo a preservar su salud y bienestar", añadió el Dr. Hayward. Recomienda identificar y comprender la causa del estrés y buscar formas de liberarlo, como alguna de los siguientes consejos:
1. Modere su propio ritmo. No trate de abarcar demasiado. Sea consciente de sus limitaciones.
2. Fíjese objetivos y expectativas realistas, y no tenga miedo de pedir ayuda.
3. Planifique tiempo para usted mismo. Recargue sus baterías.
4. Haga ejercicio y siga una dieta balanceada. Coma muchas frutas, verduras y alimentos integrales.
5. Intente practicar técnicas de relajación como meditación o yoga.
6. Duerma lo suficiente. Si tiene problemas para dormir, consúltelo con su médico. El tomar bebidas con cafeína y alcohol puede afectar su capacidad para dormir bien por la noche.
7. Hable con alguno de sus afectos o escriba en un diario personal.
8. Sea positivo. Los pensamientos positivos pueden hacer la diferencia, como "Tengo esperanza" o "Las cosas van a mejorar".
Para más información, consulte kp.org/healthyaging. Para preguntas o consejos sobre una enfermedad específica, consulte a su médico.
(NewsUSA) - A home is the biggest financial investment most people will make in their lifetime. However, dream homes can quickly turn to nightmares if destructive termites find their way into the structure.
With warmer weather on the way, the National Pest Management Association (NPMA) warns that termite swarmers will be on the hunt for vulnerable homes where they can establish new colonies and inflict costly property damage that is often not covered by homeowners insurance. Termites, known as "silent destroyers," feed 24-hours a day, seven days a week on the cellulose found in wood and paper products and cost U.S. homeowners about $5 billion each year.
As spring also kicks off the house-buying season, the NPMA encourages all homebuyers to obtain a wood-destroying organism (WDO) inspection separate from their home inspection, and all homeowners to have a termite inspection completed every one to three years. According to a recent survey by the NPMA, 52 percent of Americans have never had their homes inspected for termites.
WDO inspectors are specially trained to recognize the often-subtle signs that termites may be present in a home, while the average home inspector will look only at the structural soundness of a building. WDO inspectors are also able to determine if conditions in a home are conducive to infestations or if there is evidence of past treatment for termites.
A WDO inspection is a vital part of the home-buying process and always in the buyer's best interest as any undetected damage from a termite infestation becomes the buyer's responsibility after the home is purchased.
Homeowners should also be aware of the following signs of possible termite infestations in their homes:
1. Mud tubes (used by termites to reach a food source) on the exterior of the home.
2. Soft wood in the home that sounds hollow when tapped.
3. Darkening or blistering of wood structures.
4. Cracked or bubbling paint.
5. Small piles of feces that resemble sawdust near a termite nest.
6. Discarded wings near doors or on windowsills, indicating swarmers have entered the home.
If you believe you may have a termite infestation, contact a pest management professional immediately. For additional information and prevention tips, visit www.pestworld.org.
(NewsUSA) - There are many things parents teach their kids before sending them off to college. Protecting their personal information and being aware of identity theft can go overlooked.
According to the Bureau of Justice Statistics, more than 16 million people were victims of identity theft in 2012, which resulted in more than $24 billion in lost money. Mary Johnson, vice president of financial literacy and student aid policy for Higher One, cautions that certain behaviors lead to students becoming victims of identity theft.
"Living with roommates, making online purchases and communicating through social media channels are just a few of the ways students can leave themselves dangerously open to thieves," she says.
There are ways, however, that colleges and parents can help protect students and minimize the risk of compromising their information. The following tips can help:
* Avoid carrying personal IDs together. Experts caution to never carry your Social Security information and driver's license in the same purse or wallet.
* Check online banking transactions often. Reconcile your accounts, credit card statements and transactions with your own records -- but never on a public Wi-Fi or cyber-cafe. Institutions like Higher One (www.higherone.com), a financial services company dedicated to helping students reach their goals, offers low-cost and affordable banking services that can help monitor your accounts.
* Learn more. The most important thing about protecting your information is to be proactive about keeping it safe. To this end, organizations like Higher One can help students by educating them on finances, budgeting and money management through its financial literacy program, $tart with Change. Consider this: According to "With Their Whole Lives Ahead of Them," a 2009 study commissioned by the Bill & Melinda Gates Foundation, 54 percent of students surveyed who left college without graduating said they did so because of the stress of having to work and go to school at the same time, while 31 percent cited the cost of tuition and fees as the main reason for dropping out.
* Check your credit report yearly. Credit reports are not just for working adults. College students can receive these reports from the three major credit-reporting agencies by visiting annualcreditreport.com.
Finally, as you continue to build your protection, look for a college or university that offers robust money-management tools and advice to help you build a solid financial foundation.
(NewsUSA) - As boomers retire from their jobs at unprecedented rates in the U.S., you'd think they'd be spending their free time with friends, lingering over the morning newspaper and coffee or taking January vacations in a warm place. But many seniors are finding themselves in a predicament that few anticipate in retirement: parenting for a second time. Census reports indicate that 2.7 million grandparents are responsible for their grandchildren. Their added duties may be fulfilling, but they may be stressful, too.
In fact, many things can trigger stress among retired adults -- paying bills on a fixed income, failing health, caring for ill parents or spouses, or even grandparenting. Excessive stress can lead to serious health problems.
"When stressed, the body releases substances such as cortisol and adrenaline that affect every organ and can cause muscle tension, insulin secretion and increased heart rate," said Arthur Hayward, M.D., a geriatrician and the clinical lead physician for elder care with Kaiser Permanente's Care Management Institute.
"You can't avoid stress, but managing it can help preserve your health and well-being," Dr. Hayward added. He recommends identifying and understanding the cause of your stress and finding ways to relieve it, such as these eight tips:
1. Pace yourself. Don't take on too much. Be aware of your limitations.
2. Set realistic goals and expectations, and don't be afraid to ask for help.
3. Plan time for yourself. Recharge your batteries.
4. Exercise and eat a balanced diet. Get plenty of fruits, vegetables and whole grains.
5. Try relaxation techniques such as meditation or yoga.
6. Get enough sleep. If you have problems sleeping, talk to your doctor. Drinking caffeinated beverages and alcohol can affect your ability to get a good night's sleep.
7. Talk with a loved one or write in a journal.
8. Stay positive. Positive thoughts can make a difference, such as "I am hopeful" or "Things will be better."
For more information, go to kp.org/healthyaging. For questions or advice about a specific condition, talk to your physician.