(NewsUSA) - Studies show that a yearly vacation is invaluable for health, with benefits varying from lower stress levels to cardiovascular improvements. Adding to these benefits, many travelers are now combining traditional vacations with wellness-geared getaways.
A panel of experts at the annual International Travel Mart in Cannes, France, predicted that, by 2040, 90 percent of luxury tourism will include some aspect of health and wellness.
The global market size of the wellness tourism industry is growing rapidly -- faster than travel in general -- and is predicted to account for $678.5 billion by 2017, compared with $438.6 billion in 2012, according to Statistica Inc.
Much of this growth can be attributed to the maturation of the baby boomer generation, which is more health-conscious than preceding generations. These travelers look for a vacation that integrates their daily healthful routine with traditional aspects of travel. But it's not just baby boomers who are looking to travel in good health -- the active family travel market is burgeoning and is expected to continue to grow as well.
So, what is wellness travel? The trend covers all aspects of health, including nutritious menu options, spa offerings and fitness activities. Across the globe, tourism professionals are responding to growing demands by introducing whole food, vegetarian and vegan menus, spa packages and active excursions. Hiking, cycling, paddle boarding and kayaking continue to gain popularity.
Tall ship cruise specialist Star Clippers is one travel company that offers a complete wellness experience. Shoreside the cruise line features complimentary water sports and adventurous shore excursions that include mountain biking and kayaking in some of the most beautiful destinations in the Mediterranean and Caribbean.
Onboard, guests are invited to participate in yoga on deck under billowing sails on select yoga-themed sailings, and most cruises afford the opportunity to climb the mast for an exhilarating workout. Massages are available on each ship, and flagship Royal Clipper features a full-service spa. Healthy gourmet meal options are available on all three ships in the fleet for breakfast, lunch and dinner.
For more information, visit www.starclippers.com.
ALVA, Okla. â€“ The Northwestern Oklahoma State University womenâ€™s rodeo team has inched closer to a major goal for this season.
With a dominating performance this past weekend, the Rangers are well within reach of clinching the Central Plains Region title. Northwestern posted 355 points to win the Southwestern Oklahoma State University rodeo title and push its lead in the circuit standings to more than 700 points with just two events remaining on the 2014-15 season.
â€śI was proud of everybody,â€ť said Stockton Graves, the Rangers coach. â€śWe competed well. The women did well. The men actually did well, even though it didnâ€™t show up in the points.â€ť
Senior Karley Kile of Overbrook, Kan., led the way with Northwestern, winning both the all-around and breakaway roping titles in Weatherford. But she wasnâ€™t alone. In fact, Shayna Miller of Faith, S.D., was second in the all-around and, like Kile, qualified for the championship round in breakaway roping and goat tying.
Kile is third in the region in breakaway and is tied for eighth in goat tying. She has a chance to move to the top of the standings in the all-around heading into the Fort Hays (Kan.) State University rodeo this coming weekend and the Oklahoma Panhandle State University Doc Gardner Memorial rodeo the final weekend of April.
â€śThis really doesnâ€™t change anything,â€ť said Kyle, a two-time goat-tying qualifier for the College National Finals Rodeo. â€śIâ€™m still going to go for every rodeo.
â€śItâ€™s pretty exciting, since Iâ€™ve never done any good in the breakaway.â€ť
Miller leads the region standings in goat tying, followed by teammate Lauren Barnes of Buckeye, Ariz. In Weatherford, the Rangers women held eight spots in the short go-round: four in breakaway and two each in goat tying and barrel racing. In addition to Kile winning the breakaway title, Elli Price of Leady, Okla., finished in a three-way tie for third place in the average. They were joined in the final round by Sage Allen of Pawhuska, Okla.
Kile won the opening round with a 2.7-second run, then finished second in the short round with a 3.4. Her 6.1-second cumulative time on two runs was four-tenths of a second better than the field. Miller, meanwhile, placed second in the goat-tying aggregate with a two-run time of 16.2 seconds.
â€śIt was just a matter of time,â€ť Graves said of Kileâ€™s top finish. â€śWe needed her to do well, and I was plenty excited for her.â€ť
In barrel racing, Kelsey Cloud of Elk City, Okla., finished third with a two-run time of 35.33 seconds, while Sara Bynum of Beggs, Okla., also made the final round. Every move helped pave the way for the team to return to the college finals, set for June 14-20 in Casper, Wyo.
â€śShayna has obviously helped a lot, and Lauren has (too),â€ť Kile said. â€śAll the rest of the girls have stepped up their game this year. If we can take a team out there, it definitely helps out the school at the college finals.â€ť
The Northwestern men finished fifth at Southwestern but had seven cowboys qualify for the short round â€“ five were in team roping, led by senior heeler Dustin Searcy of Mooreland, Okla., who won both rounds and the average while roping with header Hunter Munsell of Western Oklahoma State College.
â€śIâ€™ve known (Hunter) since I was a little kid,â€ť Searcy said. â€śWe practiced a lot when we were kids. â€śWeâ€™ve always had a natural partnership where we roped good together and have always had a lot of success.â€ť
Searcy was joined in the short round by Northwestern teammates Jonathan Nixon of Paradise, Texas and Grayson Allred of Kanarraville, Utah,who together finished fifth in the average, and Mike McGinn of Haines, Ore., and Stephen Culling of Fort St. John, British Columbia. Tie-down roper Maverick Harper finished sixth with a two-run cumulative time of 21.0 seconds, while Allred finished fifth in steer wrestling with a two-run time of 15.2.
The Northwestern men sit fifth in the team standings but have several cowboys who are in position to qualify for the college finals by the time the season concludes in a week and a half.
â€śWeâ€™ll just keep them focused on their goals and the plan, and hopefully weâ€™ll succeed,â€ť Graves said.
(NewsUSA) - (NewsUSA) - It's one of the biggest challenges facing today's workforce -- can I save for retirement? It is made even more difficult with an unpredictable economy and low levels of trust in financial institutions.
So, what's an investor to do?
FinMason (finmason.com), self-proclaimed numbers crunchers and producers of an independent investment analysis tool, may have the answer.
According to FinMason's "Building Bricks," there are three basic steps you can take to sketch out a general retirement plan:
* First, calculate how much money you need to retire. To get a rough idea, take the amount of income you would like at retirement, subtract the amount you expect from social security and divide the result by 4 percent. For example, if your total annual income required in retirement is $60,000, subtract other sources of income (Social Security might be about $24,000), which leaves you with $36,000 that your savings needs to produce each year. Divide by .04 and you get a whopping $900,000. This is the amount you need to save in order to retire the way you would like.
Next, think about the minimum amount of income you would need to retire at all, and do the same calculation. This is your minimum retirement goal. The idea is to create a retirement plan where you have a good chance of retiring the way you want if markets go as planned, but still stays above your minimum retirement goal if markets behave poorly.
* Next, determine how much you can set aside each month. The amount you save each month is usually the biggest driver of your ability to ultimately retire. In this way, small sacrifices now will most likely bring big dividends down the road. Not making sacrifices now will likely lead to worse outcomes.
* Lastly, determine your investment risk tolerance. This is another important consideration since it typically drives the investments you choose. One straightforward way to determine your risk tolerance is to use an online retirement calculator that allows you to choose different risk levels and see how that effects your retirement. You want to choose a risk level that gets you as close to your goal as possible without dipping below your minimum retirement amount. It is also helpful if the tool shows you how much you could lose in a stock market crash so you can gauge what a really bad day would feel like.
For more information, visit www.finmason.com.